CAM-COMP PREMIUM RETURN


CAM-COMP is a not for profit organization. As a result, premium dollars not used to pay administrative costs and claims, or not reserved for potential claims, are returned to the members in the form of dividends along with earned investment income. Members can enhance individual savings by improving loss performance. Current average dividend for all plan years is 35-45%.(see dividend chart)

AVERAGE DIVIDEND VALUED AS OF 12/31/09
PLAN YEAR	STANDARD PREMIUM	TOTAL RETURNED	PERCENTAGE RETURNED	FUTURE REFUNDABLE SURPLUS
2008	4,900,000	150,000	3%	1,050,000
2007	5,710,000	200,000	4%	800,000
2006	6,600,000	1,700,000	26%	1,000,000
2005	8,500,000	1,570,000	18%	500,000
2004	8,900,000	1,300,000	14%	270,000
2003	8,400,000	2,150,000	26%	100,000
2002	8,400,000	3,025,000	36%	100,000
2001	7,000,000	81,000	1%	220,000
2000	6,791,000	804,400	12%	110,000
1999	7,600,000	1,340,000	18%	167,000
1998	7,319,000	2,680,000	36%	100,000
1997	8,500,000	1,685,000	20%	145,000
1996	7,200,000	2,344,000	33%	121,000
1995	7,440,000	3,567,500	48%	0
1994	6,674,000	3,498,000	52%	0
1993	6,358,000	3,717,000	58%	0
1992	4,961,000	3,123,000	63%	0
1991	4,436,000	2,319,000	53%	0
1990	4,466,000	2,578,000	58%	0
1989	4,872,000	1,768,000	36%	0
1988	5,283,000	2,823,000	53%	0
1987	6,680,000	3,163,000	47%	0
1986	5,806,000	1,092,000	19%	0
1985	2,776,000	759,000	27%	0
1984	1,382,000	170,000	12%	0
1983	1,167,000	233,000	20%	0
1982	678,000	75,000	11%	0
TOTALS	$148,189,000	$46,394,900		$3,463,000