About CAMComp

CAMComp: The #1 Choice for Affordable Workers’ Compensation in Michigan

The Construction Association of Michigan Workers’ Compensation Plan ( CAMComp ) is a leading self-insurance group designed for the construction industry.

What makes us so different from other Michigan workers' compensation programs?

Our Story

The Construction Association of Michigan Workers’ Compensation plan (CAMComp) is a group self-insurance program designed for and operated by your peers in the construction industry.

Our story is a unique one, driven by the desire to create something different than the one-size-fits-all insurance policies other insurance companies offer to commercial construction businesses.

So we designed a group coverage plan focused on the needs of its members. We provide a place where members support one another by practicing high levels of safety and avoiding unnecessary claims keeping premiums lower for everyone.

In fact, CAMComp invests the group’s premiums. And at the end of each year, we compare the group’s claims paid out vs. the premiums paid in. If the premiums exceed the claims, we pay that difference plus investment income back to our group members.

Our self-insured member group contains the best and brightest of the Michigan construction industry, including contractors, subcontractors, builders, and suppliers.

Today, we’re proud to be the leading self-insured workers’ comp program in Michigan, serving thousands of customers who want to be rewarded - not penalized - for working safely.

Our Purpose 

Our purpose is a clear one: To provide contractors, subcontractors, builders, and suppliers with affordable, comprehensive, and trusted workers’ compensation coverage in Michigan.

We aim to fulfill this mission by using our industry expertise to develop a workers’ comp plan that put employees’ health and safety first. At the same time, we reward businesses for working safely by paying them back when claims don’t exceed premiums paid.

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About CAMComp in Michigan: Workers Comp Insurance - workers

In pursuing this purpose, we've created a self-insured workers' compensation group that makes insurance an investment - not an annoying expense.

Why Choose CAMComp for Your Coverage? 

We take safety seriously.

To help you minimize potential future claims, we provide all CAMComp members with risk management, safety training and a 24/7 online safety center.

We're a self-insured, member-owned fund.

CAMComp is regulated by the state of Michigan and governed by a Board of Trustees, which is made up of construction industry peers and experts.

Our Customer Service is unparalleled in the industry.

We value you and your time. This is why you will always receive fast, friendly, LIVE problem resolution with one of our local team members.

We pay claims quickly.

If you need to make a claim, our local claims managers will address your claim quickly and compassionately, so your business won’t come to a grinding halt.

Our coverage is comprehensive.

We offer the same kind of coverage as traditional workers’ compensation insurance companies, so you can work with a greater peace of mind.


When it comes to workers' comp coverage, you need a company that's on your side.

FACT: Most individual insurance programs collect premiums year after year - protecting their bottom line, not yours.

CAMComp invests your premiums, and if the premiums collected exceed the claims paid out, everybody wins.
With CAMComp, it pays to work safely.

Learn More

Show Me The Money!
My crew puts safety first.
I want a workers’ comp plan that rewards it.
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