Submission Requirements

Submission Requirements to Apply for CAMComp MI Workers’ Comp

To apply for coverage, your client must meet a few basic guidelines. To help speed up the application process, please review the requirements and ensure your client can meet them.

CAMComp Minimum Requirements

Note: Meeting these requirements does not ensure coverage for your client. The CAMComp team will review all applicants for final approval.

Your client must be a member in good standing with at least one of the following:

  • Construction Association of Michigan (CAM)
  • CAM Tri-Cities
  • Builders and Remodelers Association of Ann Arbor (BRAG) 


  • Risk establishes that it’s primarily a contractor, sub-contractor or is a supplier of materials for the construction industry 
  • Qualifying EMR of 1.50 or lower (over 1.50 would need to be reviewed by the excess carrier) 
  • At least 2 years in business
  • 2 years of loss runs
  • Qualifying financial - current assets/current liabilities at least 1 to 1 ratio with a positive net worth 
  • Member in good standing with a qualifying Trade Association 


Application Forms

When it comes to workers' comp coverage, you need a company that's on your side.

FACT: Most individual insurance programs collect premiums year after year - protecting their bottom line, not yours.

CAMComp invests your premiums, and if the premiums collected exceed the claims paid out, everybody wins.
With CAMComp, it pays to work safely.

Learn More

Show Me The Money!
My crew puts safety first.
I want a workers’ comp plan that rewards it.
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