Get Rewarded for Playing It Safe
As Michigan’s leading self-insured group, we reward our members for building a safer and healthier workplace.
Here’s how we do it: We offer the same workers’ compensation coverage as traditional insurers, but with one key difference. Rather than collecting premiums and pocketing the profits, we invest those premiums.
At the end of every year, we compare the group’s claims paid out vs. the premiums paid in. If the premiums exceed the claims, we pay that difference plus investment income back to our group members.
By taking this approach, we’ve created a workers’ compensation program that makes insurance an investment - not a business-busting expense.