CAMComp: The #1 Choice for Affordable Workers’ Compensation in Michigan
The Construction Association of Michigan Workers’ Compensation Plan ( CAMComp ) is a leading self-insurance group designed for the construction industry.
What makes us so different from other workers' compensation programs?
The Construction Association of Michigan Workers’ Compensation plan (CAMComp) is a group self-insurance program designed for and operated by your peers in the construction industry.
Our story is a unique one, driven by the desire to create something different than the one-size-fits-all insurance policies other insurance companies offer to commercial construction businesses.
So we designed a group plan focused on the needs of its members. We provide a place where members support one another by practicing high levels of safety and avoiding unnecessary claims keeping premiums lower for everyone.
In fact, CAMComp invests the group’s premiums. And at the end of each year, we compare the group’s claims paid out vs. the premiums paid in. If the premiums exceed the claims, we pay that difference plus investment income back to our group members.
Our self-insured member group contains the best and brightest of the Michigan construction industry, including contractors, subcontractors, builders, and suppliers.
Today, we’re proud to be the leading self-insured workers’ comp program in Michigan, serving thousands of customers who want to be rewarded - not penalized - for working safely.
Our purpose is a clear one: To provide contractors, subcontractors, builders, and suppliers with affordable, comprehensive, and trusted workers’ compensation coverage.
We aim to fulfill this mission by using our industry expertise to develop a workers’ comp plan that put employees’ health and safety first. At the same time, we reward businesses for working safely by paying them back when claims don’t exceed premiums paid.